Legal information

Terms & Conditions

Last updated: July 7, 2025

These Terms & Conditions govern use of this informational/contact website for Kristin Graham and supplement, rather than replace, the official Cardinal Financial terms and conditions.

Informational use only

Website content is for general informational purposes. It is not a loan application, loan approval, commitment to lend, rate lock, offer, guarantee, tax advice, legal advice, investment advice, or accounting advice.

Eligibility and availability

Mortgage products, services, rates, terms, and availability may vary by location and individual circumstances. Eligibility is subject to applicable requirements and final determination through the appropriate lending process. Not all products or services are available in all geographic areas.

Accuracy and changes

Content may change without notice. Although reasonable efforts may be made to keep information current, no representation is made that all information is complete, current, or applicable to every visitor.

No guarantees

Nothing on this website guarantees approval, a specific rate, payment, savings, closing timeline, eligibility, or financial outcome.

Acceptable use

You may use this website for lawful informational purposes. You may not attempt unauthorized access, interfere with site operation, misuse forms, introduce malicious code, or use the website in violation of applicable law.

Third-party links

Linked sites have their own terms and privacy practices. We do not control third-party sites and are not responsible for their content or availability.

Privacy

Use of this website is also subject to the Privacy Policy. Do not submit sensitive information through a general contact form.

Contact

For questions about this website, contact [email protected] or +1 210-639-0984.

Cardinal Financial Company, Limited Partnership

Kristin Graham

[email protected]
+1 210-639-0984

NMLS #260576

Equal Housing Opportunity

Product availability, eligibility, rates, and terms are subject to applicable requirements and individual circumstances.

© 2026 Cardinal Financial Company, Limited Partnership. Final disclosures and advertising copy should be approved by Cardinal Financial's compliance team before publication.